Your access to and use of the X-Ray Data Service (the “Database”) and its providers (“Services”) are subject to these terms of use (“Terms of Use”) and all applicable laws and regulations. By accessing and using the Services, you accept, without limitation or qualification, these Terms of Use.

Taylor Media, LLC (operating as churr.com or stockxray.com) reserves the right to change or modify any of the terms and conditions contained in these Terms of Use at any time and in its sole discretion. Any changes or modification will be effective upon posting of the revisions and notice of such changes to the Churr/Stock X-Ray web site (the “Website”). Your continued use of the Services and Database following the posting of the changes or modifications will constitute your acceptance of such changes or modifications.


These are our terms of use. They could change.



You will be provided with access to the data (“Services Data”) in the Database via The Stock Investment Guide software and the Website. What you can and cannot do with the Services Data is described in the “Publisher’s Terms and Conditions” section below.


You will get access to the database via the internet.



You are responsible for maintaining the confidentiality of the password that gives you access to the Services. You are also responsible for any and all activities that occur under your account. You agree to immediately notify Taylor Media, LLC of any unauthorized use of your account or password or any other breach of security. You acknowledge and agree that Taylor Media, LLC will not be liable for any loss or damage arising from your failure to comply with these requirements.

Your use of the Services is personal to you, and you may not transfer or make available access to the Services to others. Any sharing or distribution by you of your access privileges may result in cancellation of your use of the Services without refund.


Don’t share your password.



The first year of service (“introductory year”) will not be set for automatic renewal. Thereafter, Taylor Media, LLC will offer annual subscriptions and the credit card which you provide will automatically and immediately be billed for the Services you subscribe to. All currency references are in US dollars. If you cancel your Services you will no longer be billed but no money already paid will be refunded. If your credit card is invalid for any reason, Taylor Media, LLC has the right to terminate the Services immediately.


We will bill your credit card.



You understand and agree that the services are provided “as is” without representation, warranty or condition of any kind. Taylor Media, LLC and its third party suppliers expressly disclaim all warranties and conditions with regard to the website and services, including all implied warranties and conditions of merchantable quality, merchantability, durability, fitness for a particular purpose, title and non-infringement. All content and services are subject to change.


We don’t guarantee anything about this database.



You understand and agree that Taylor Media, LLC and its third party suppliers make no representation, warranty or condition that: (a) the website and services will be uninterrupted, timely, secure, reliable, accurate or error-free; (b) the website and services will meet your requirements; (c) the services data obtained through the services will meet your expectations, be suitable for any purpose, or be accurate, complete, reliable, current, timely, adequate, or error-free. Taylor Media, LLC and its third party suppliers disclaim all liability for the use or interpretation of the services data. Services Data may be delayed, inaccurate or contain errors or omissions, and Taylor Media, LLC and its third party suppliers will have no liability with respect thereto. Taylor Media, LLC does not endorse nor is responsible for the services data of any third party supplier.


This website could malfunction. The data may contain errors.



You understand and agree that you obtain services data through the services at your own risk and discretion. You will be responsible for any damage caused to your computer system through your use of the services, including, without limitation, damage caused by downloading services data. While Taylor Media, LLC attempts to ensure your access and use of the services is safe, Taylor Media, LLC cannot and does not represent or warrant that this website or the services are free of viruses or other harmful components.


This site could have viruses.



You understand and agree that under no circumstances will Taylor Media, LLC or its third party suppliers be liable for any direct, indirect, incidental, special, consequential or exemplary damages, damages for loss of profits, goodwill, use, data, or other intangible losses (even if Taylor Media, LLC has been advised of the possibility of such damages) incurred by you or any third parties.


You cannot sue us for damages caused by using this site.



You understand and agree that some jurisdictions do not allow the exclusion or limitation of liability for incidental or consequential damages, so the above limitations and exclusions may not apply to you. In any event, Taylor Media, LLC and its third party suppliers will not be liable (whether in contract, tort including negligence or otherwise) for any amount greater than the amount you paid, if any, to Taylor Media, LLC for accessing the services.


Our maximum liability to you is what you pay us.



You will indemnify and hold Taylor Media, LLC, its parents, subsidiaries, affiliates, officers, agents, partners and employees harmless from any claims or demands, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of your use of the Website, the Services, or the Services Data, your violation of these Terms of Use (including any Third Party Supplier Additional Terms), or your infringement or violation of any rights of another, including intellectual property rights.


You are responsible for damages you might cause others.



You may terminate your use of the Services at the end of the then current term by submitting a termination request to Taylor Media, LLC.

You agree that Taylor Media, LLC may, without prior notice, immediately terminate, limit your access to or suspend your use of the Services. Cause for such termination, limitation of access or suspension will include, but not be limited to: (a) breach by you of these Terms of Use or other incorporated terms or policies; (b) non payment of any fees owed by you in connection with use of the Services; or (c) malicious actions that damage or could damage the integrity of the Website, the Services or the Database. Further, you agree that all terminations, limitations of access and suspensions will be made in Taylor Media, LLC’s sole discretion and Taylor Media, LLC will not be liable to you or any third party with respect thereto.

If Taylor Media, LLC terminates your use of the Services without cause, Taylor Media, LLC will provide you with a pro rata refund of any prepaid subscription fees for the Services for the period after the date of termination.


You can cancel any time. So can we.



The failure of Taylor Media, LLC to exercise or enforce any right or provision of these Terms of Use will not constitute a waiver of such right or provision. If any provision of these Terms of Use is determined to be invalid or unenforceable pursuant to applicable law, including, without limitation, the warranty and conditions disclaimers and liability limitations above, the parties nevertheless agree that the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision, and the other provisions of the Terms of Use remain in full force and effect. If the invalid or unenforceable provision cannot be so replaced, then that provision will be considered severable from the remaining provisions, and will not affect their validity and enforceability.


We may enforce these terms if and when it suits us.



Thank you for choosing the X-Ray Data service. By accessing and using the Services, you accept, without limitation or qualification that you will use the Services Data per the following terms and conditions.


Here is what you can and cannot do with this data.



You will not have ownership rights to the Services Data. The Services Data, including but not limited to text, content, and data, is protected by copyrights, trademarks, service marks, international treaties, and/or other proprietary rights and laws of the U.S. and other countries. The Services Data is also protected as a collective work or compilation under U.S. copyright and other laws and treaties. You agree to abide by all additional copyright notices or restrictions contained in the Services Data. You may not use the Services Data for any illegal purpose or in any manner inconsistent with the terms. You acknowledge that the Services Data has been developed, compiled, prepared, revised, selected and arranged by Taylor Media, LLC and others (including certain other information sources) through the application of methods and standards of judgment developed and applied through the expenditure of substantial time, effort and money and constitutes valuable intellectual property and trade secrets of Taylor Media, LLC and such others. You agree to protect the proprietary rights of Taylor Media, LLC and all others having rights in the Services Data during and after the term of this agreement and to comply with all reasonable written requests made by Taylor Media, LLC to protect Taylor Media, LLC’s and others’ contractual, statutory and common law rights in the Data. You agree to notify Taylor Media, LLC in writing promptly upon becoming aware of any unauthorized access or use of the Services Data by any party or of any claim that the Services Data infringes upon any copyright, trademark, or other contractual, statutory or common law rights. You acquire absolutely no rights or licenses in or to the Service and materials contained therein other than the limited right to utilize the Service in accordance with the terms. You may not offer this Data, or any part thereof, for sale, rent, license or commercial redistribution.


This data is Taylor Media, LLC’s and its third party suppliers’ intellectual property.



You may not offer the Services Data, or any part thereof, for sale, rent, license or commercial redistribution in raw or bulk form. Data exported from the software program may only be used for personal research purposed.


You may not use the Services to redistribute this data in bulk form.



Either you or Taylor Media, LLC may terminate the terms at will, at any time and effective immediately. You may terminate the terms by discontinuing use of the Service and destroying all materials obtained from the Service. These terms will terminate immediately without notice from Taylor Media, LLC if you, in Taylor Media, LLC sole discretion, fail to comply with any provision of these terms. Upon termination by you or upon notice of termination by Taylor Media, LLC you must destroy promptly all materials obtained from the Service and any copies thereof.


You can cancel any time. So can we.


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